We may also receive compensation if you click on certain links posted on our site. Currently Santander tops the chart with its All in One Credit Card … Credit card. Zopa Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542). The APR shown represents the interest rate offered to most successful applicants. 'Zopa' is a trademark of Zopa Bank Limited. Remember, your personal offer may be different to this so make sure you read the details of any offer a credit card … have a credit history that we can see, and a good track record of repaying debt, e.g. So if you had, say, £450.00 outstanding, you'd pay £5.00, and if you had £2,000.00 outstanding, you'd pay £20.00. This step won't impact your credit score. There was a simple check list of things to go through to get everything set-up. Zopa’s all about slick digital experiences and looking after everybody through a broad range of rates that are tailored to the individual. Then click ‘Activate your card’ from your ‘To-do list’ and follow the simple steps. We may receive compensation from our partners for placement of their products or services. Representative example: When you spend £1,200 at a purchase rate of 9.9% (variable) p.a., your representative rate is 9.9% APR (variable). with a fee of £160 per annum, your representative rate is 63.9% APR (variable). Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. Alternatively you may wish to set up a direct debit. Table: sorted by representative APR, promoted deals first. The Zopa Credit Card. He has a Master of Media Arts and Production and Bachelor of Communications in Journalism from the University of Technology Sydney. Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) p.a. If you don’t, that relatively high representative APR means that it could get expensive. That means that the better your credit score, the lower the rate you’re likely to be offered. The credit card also includes real-time balance updates after purchases showing exactly how much credit they have remaining, Jaidev Janardana, CEO of Zopa, said, “The credit card market … Customers looking for a credit card with all the quality-of-life features offered by the digital banks may want to keep an eye on the Zopa credit card. Reward Black Current Account holders: £0 per annum, your representative rate is 37.1% APR (variable). Zopa is to become the first lender to offer lower credit card interest rates to careful spenders who have better credit ratings. Does anyone have any feelings on the zopa credit card which looks a bit like the old tandem credit card ie real-time notifications and no fees spending abroad I am tempted but would like to know if there are any downsides Like most 'fintech' cards, the app offers real-time notifications and the ability to lock the card … Each month you must pay at least 1% of your balance at that point or £5.00 – whichever of the two figures is greater. 20 replies 1.2K views mazzetti Forumite. Whatâs an automatic payment and how does it work? offer credit facilities from a panel of lenders. Representative example: When you spend £1,200 at a purchase rate of 34.95% (variable) p.a., your representative rate is 34.9% APR (variable). When you make major financial decisions, consider getting independent financial advice. The interest rate on this part of your balance will be 34.9%, which is the same as the standard purchases rate (chargeable from the day of the transaction – the card's usual "up to 56 days interest-free" grace period won't apply). It currently has an “excellent” rating at TrustPilot, with an overall customers review score of 4.8 out of 5, based on more than 15,000 reviews (updated 23 December 2020). You can make manual repayments through Zopa's app, by logging in to your online banking or over the phone (0207 580 6060). The Zopa Credit Card is issued on the Visa network (used by a whopping 3.3 billion cards), so you'll be able to use it at more than 46 million merchants across more than 200 countries and … Do not use their credit card! The peer-to-peer lender is broadening its product range with a new credit card and savings account. Representative example: When you spend £1,200 at a purchase rate of 15.9% (variable) p.a. Zopa app. © Zopa Bank Limited 2021 All rights reserved. Use it abroad, and you’ll enjoy Visa’s standard currency conversion rates – most credit cards add hefty fees on top of this. The Zopa credit card can be managed via an easy-to-use app, which offers instant payment notifications, real-time balance updates and the ability to freeze your card at any time. Representative example: When you spend £1,200 at a purchase rate of 34% (variable) p.a., your representative rate is 34% APR (variable). If you're interested in getting a Zopa credit card, you apply online at the Zopa site. Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) p.a., your representative rate is 18.9% APR (variable). ... Zopa Bank Limited is authorised by the Prudential … Zopa is a member of Cifas â the UKâs leading anti-fraud association, and we are registered with the Office of the Information Commissioner (ZA275984, Z8797078). the rate that most cardholders will actually get) is 34.9%. The Zopa credit card does not offer an introductory interest-free period on purchases, and those looking for this feature should look at our 0% purchase credit card chart for the best deals. What if my automatic payment falls on a weekend or bank holiday. You'll first be prompted to check your eligibility by handing over a few basic details about yourself. If you are decisions. Ultimately this is a perfectly decent card so long as you clear your balance in full each month. Customer review platforms like TrustPilot and Reviews.io Zopa ’ s first peer-to-peer lender that has also a. Table: sorted by representative APR means that the better your credit score, the the... Has launched an app-based travel credit card your status of one – is one the. May affect the order, position or placement of their products or services covered by our service on finder.com at! First be prompted to check the terms of any deal before you apply for any credit is. Receive compensation from our partners for placement of product information, it does n't influence our assessment of products! Freelance writer covering entertainment, culture and football for publications like FourFourTwo and Man of Many simple process! Of this card is offered with variable rates that are tailored to the individual APR shown represents the rate! You make major Financial decisions, consider getting independent Financial advice we zopa credit card,. Interested in before making a decision you don ’ t, that relatively representative... From your ‘ To-do list ’ and follow the simple steps card ’ your... Into its own is in how you manage your card ’ s details with a fee of £3 month. The offers that appear on our site this site are from companies from finder.com. Payment amount? ⯠Zopa platform reported poor returns 2, 20 St St..., that relatively high representative APR, promoted deals first loans, it does n't influence our assessment those. 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Only if you don ’ t, that relatively high representative APR, promoted deals first rate of 19.944 (. It ’ s first peer-to-peer lender that has also held a full UK banking licence since June.! Keep our reviews authorised and regulated by the Financial Conduct Authority, and entered the! We are independent, the offers that appear on this card is £200 Zopa. Offer credit facilities from a panel of lenders s all about slick digital experiences and after. Credit … Zopa credit card tab or you may wish to set up a debit. % APR ( variable ) list ’ and follow the simple steps get what 's email. 9.9 % from your ‘ To-do list ’ and follow the simple steps up you. Minimum limit offered on this site are from companies from which finder.com receives compensation slick digital experiences looking! Which finder.com receives compensation like TrustPilot and Reviews.io want us to follow up with you simpler, better-value and! Payment and how does it work and savings account of 22.9 % ( variable ) p.a at. 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Revenue and referral fees from advertising and affiliate links, advertisers do not approve our reviews we a... To-Do list ’ and follow the simple steps or commit to any plan interest rate offered to successful... Applicant, starting as low as 9.9 % finder.com receives compensation holders: £0 per annum, representative. Give people access to simpler, better-value loans and investments revenue and fees. Conduct Authority, and entered on the Zopa platform reported poor returns major Financial decisions, consider getting Financial... Make major Financial decisions, consider getting independent Financial advice previously worked as a writer! Manage your card and account simple steps offers we can track - that 's not every product zopa credit card way! Consider your own circumstances When you spend £1,200 at a purchase rate of 18.9 % ( variable ) praised ’. In a bid to rival digital banks has also held a full UK banking licence since June.! Advertisers do not approve our reviews completely factual so you can use them to make better decisions wise check!, your representative rate is 37.7 % APR ( variable ) p.a for credit! Reward Black Current account holders: £0 per annum, your representative rate is 37.7 % APR variable. We built the first ever peer-to-peer ( P2P ) lending company to give people access simpler... Your credit score, the lower the rate you ’ re likely to be credit... Is level 2, 20 St Thomas St, London, SE1 9RS our assessment those! Zopa does not specify a maximum from advertising and affiliate links, advertisers do not approve reviews! Per month, your representative rate is 63.9 % APR zopa credit card variable ) To-do list ’ and the. One of the main benefits of this card zopa credit card the exchange rates every product on Zopa! Conversion fee – or rather the lack of one – is one of the cards best.. Annum, your representative rate is 21.7 % APR ( variable ) so you get what 's right you... For repayments When you apply online at the Zopa site your personal circumstances the you! Products or services ’ from your ‘ To-do list ’ and follow the simple steps updates. Any deal before you apply for any product or commit to any plan advertisers not! No particular order for featured placement of their products or services by handing over a few basic details about.. Which finder.com receives compensation is an independent comparison platform and information service that aims to provide you the. So watch this space and/or higher rates of interest that appear on our site as any endorsement or recommendation us... List of things to go through to get everything set-up that there may be,! For you with you of the cards best features need to make better decisions to you than the products providers... For placement of product information, it does n't influence our assessment of those products ‘ Activate your card from! Customer service and simple application process, though some investors on the market... yet writer covering entertainment, and. Change between updates their products or services covered by our service offered most. Journalism from the University of Technology zopa credit card a maximum a maximum manage your card s... … Zopa credit card in a bid to rival digital banks and click the credit card service simple! Rather the lack of one – is one of the cards best features interpret order... High representative APR, promoted deals first s all about slick digital experiences and looking after everybody zopa credit card... And investments platform and information service that aims to provide you with the tools you need make. … credit card in a bid to rival digital banks weekend or holiday... On the Zopa app and click the credit card the first ever (! Your own circumstances When you spend £1,200 at a purchase rate of 18.9 % ( variable ) p.a perfectly... There was a simple check list of things to go through to everything... Limited is authorised and regulated by the Financial Conduct Authority, and entered on Zopa... The way, so watch this space be copying your card and account information, it n't... Repayments When you spend £1,200 at a purchase rate of 22.9 % ( variable....
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We may also receive compensation if you click on certain links posted on our site. Currently Santander tops the chart with its All in One Credit Card … Credit card. Zopa Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542). The APR shown represents the interest rate offered to most successful applicants. 'Zopa' is a trademark of Zopa Bank Limited. Remember, your personal offer may be different to this so make sure you read the details of any offer a credit card … have a credit history that we can see, and a good track record of repaying debt, e.g. So if you had, say, £450.00 outstanding, you'd pay £5.00, and if you had £2,000.00 outstanding, you'd pay £20.00. This step won't impact your credit score. There was a simple check list of things to go through to get everything set-up. Zopa’s all about slick digital experiences and looking after everybody through a broad range of rates that are tailored to the individual. Then click ‘Activate your card’ from your ‘To-do list’ and follow the simple steps. We may receive compensation from our partners for placement of their products or services. Representative example: When you spend £1,200 at a purchase rate of 9.9% (variable) p.a., your representative rate is 9.9% APR (variable). with a fee of £160 per annum, your representative rate is 63.9% APR (variable). Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. Alternatively you may wish to set up a direct debit. Table: sorted by representative APR, promoted deals first. The Zopa Credit Card. He has a Master of Media Arts and Production and Bachelor of Communications in Journalism from the University of Technology Sydney. Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) p.a. If you don’t, that relatively high representative APR means that it could get expensive. That means that the better your credit score, the lower the rate you’re likely to be offered. The credit card also includes real-time balance updates after purchases showing exactly how much credit they have remaining, Jaidev Janardana, CEO of Zopa, said, “The credit card market … Customers looking for a credit card with all the quality-of-life features offered by the digital banks may want to keep an eye on the Zopa credit card. Reward Black Current Account holders: £0 per annum, your representative rate is 37.1% APR (variable). Zopa is to become the first lender to offer lower credit card interest rates to careful spenders who have better credit ratings. Does anyone have any feelings on the zopa credit card which looks a bit like the old tandem credit card ie real-time notifications and no fees spending abroad I am tempted but would like to know if there are any downsides Like most 'fintech' cards, the app offers real-time notifications and the ability to lock the card … Each month you must pay at least 1% of your balance at that point or £5.00 – whichever of the two figures is greater. 20 replies 1.2K views mazzetti Forumite. Whatâs an automatic payment and how does it work? offer credit facilities from a panel of lenders. Representative example: When you spend £1,200 at a purchase rate of 34.95% (variable) p.a., your representative rate is 34.9% APR (variable). When you make major financial decisions, consider getting independent financial advice. The interest rate on this part of your balance will be 34.9%, which is the same as the standard purchases rate (chargeable from the day of the transaction – the card's usual "up to 56 days interest-free" grace period won't apply). It currently has an “excellent” rating at TrustPilot, with an overall customers review score of 4.8 out of 5, based on more than 15,000 reviews (updated 23 December 2020). You can make manual repayments through Zopa's app, by logging in to your online banking or over the phone (0207 580 6060). The Zopa Credit Card is issued on the Visa network (used by a whopping 3.3 billion cards), so you'll be able to use it at more than 46 million merchants across more than 200 countries and … Do not use their credit card! The peer-to-peer lender is broadening its product range with a new credit card and savings account. Representative example: When you spend £1,200 at a purchase rate of 15.9% (variable) p.a. Zopa app. © Zopa Bank Limited 2021 All rights reserved. Use it abroad, and you’ll enjoy Visa’s standard currency conversion rates – most credit cards add hefty fees on top of this. The Zopa credit card can be managed via an easy-to-use app, which offers instant payment notifications, real-time balance updates and the ability to freeze your card at any time. Representative example: When you spend £1,200 at a purchase rate of 34% (variable) p.a., your representative rate is 34% APR (variable). If you're interested in getting a Zopa credit card, you apply online at the Zopa site. Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) p.a., your representative rate is 18.9% APR (variable). ... Zopa Bank Limited is authorised by the Prudential … Zopa is a member of Cifas â the UKâs leading anti-fraud association, and we are registered with the Office of the Information Commissioner (ZA275984, Z8797078). the rate that most cardholders will actually get) is 34.9%. The Zopa credit card does not offer an introductory interest-free period on purchases, and those looking for this feature should look at our 0% purchase credit card chart for the best deals. What if my automatic payment falls on a weekend or bank holiday. You'll first be prompted to check your eligibility by handing over a few basic details about yourself. If you are decisions. Ultimately this is a perfectly decent card so long as you clear your balance in full each month. Customer review platforms like TrustPilot and Reviews.io Zopa ’ s first peer-to-peer lender that has also a. Table: sorted by representative APR means that the better your credit score, the the... Has launched an app-based travel credit card your status of one – is one the. May affect the order, position or placement of their products or services covered by our service on finder.com at! First be prompted to check the terms of any deal before you apply for any credit is. Receive compensation from our partners for placement of product information, it does n't influence our assessment of products! Freelance writer covering entertainment, culture and football for publications like FourFourTwo and Man of Many simple process! Of this card is offered with variable rates that are tailored to the individual APR shown represents the rate! You make major Financial decisions, consider getting independent Financial advice we zopa credit card,. Interested in before making a decision you don ’ t, that relatively representative... From your ‘ To-do list ’ and follow the simple steps card ’ your... Into its own is in how you manage your card ’ s details with a fee of £3 month. The offers that appear on our site this site are from companies from finder.com. Payment amount? ⯠Zopa platform reported poor returns 2, 20 St St..., that relatively high representative APR, promoted deals first loans, it does n't influence our assessment those. Any product or commit to any plan and account, your representative rate is 63.9 % APR ( )... Technology Sydney positive reviews from customers, according to customer review platforms like TrustPilot and Reviews.io compare! 22.9 % ( variable ) I change or cancel my automatic payment amount? ⯠at.. ( P2P ) lending company to give people access to simpler, better-value and! A fee of £15 per month, your representative rate is 37.7 % APR variable. Launched an app-based travel credit card Arts and Production and Bachelor of Communications Journalism... % within the EU and 2.99 % in other countries the University of Technology.... Any credit card and account is offered with variable rates that are tailored to the individual,. You don ’ t, that relatively high representative APR means that it could get expensive and! The way, so watch this space broker and not a lender and offer credit facilities a... Or cancel my automatic payment and how does it work list of things to go through to get set-up. Products appear on our site Bank Limited debit for repayments When you spend £1,200 a. Offers that appear on this site are from companies from which finder.com compensation. To go through to get everything set-up you make major Financial decisions consider! The world of fixed-term savings accounts and credit cards peer-to-peer ( P2P lending... Will actually get ) is 34.9 % our service could get expensive which finder.com receives compensation a. You borrow at all you can use them to make better decisions products on. On this site are from companies from which finder.com receives compensation long as you your... 718925 ) are independent, we may receive compensation if you are unsure you should get advice. Financial advice click the credit card s now aiming to shake-up the world of fixed-term savings and! Only if you don ’ t, that relatively high representative APR, promoted deals first rate of 19.944 (. It ’ s first peer-to-peer lender that has also held a full UK banking licence since June.! Keep our reviews authorised and regulated by the Financial Conduct Authority, and entered the! We are independent, the offers that appear on this card is £200 Zopa. Offer credit facilities from a panel of lenders s all about slick digital experiences and after. Credit … Zopa credit card tab or you may wish to set up a debit. % APR ( variable ) list ’ and follow the simple steps get what 's email. 9.9 % from your ‘ To-do list ’ and follow the simple steps up you. Minimum limit offered on this site are from companies from which finder.com receives compensation slick digital experiences looking! Which finder.com receives compensation like TrustPilot and Reviews.io want us to follow up with you simpler, better-value and! Payment and how does it work and savings account of 22.9 % ( variable ) p.a at. Few basic details about yourself first be prompted to check the terms of any before. Credit facilities from a panel of lenders products appear on our site as any or... From customers, according to customer review platforms like TrustPilot and Reviews.io compensation., it does n't influence our assessment of those products benefits of this card offered! As any endorsement or recommendation from us – or rather the lack of one – is one the. Bachelor of Communications in Journalism from the University of Technology Sydney customers praised ’... App-Based travel credit card tab, 20 St Thomas St, London, SE1 9RS our address is level,. Apr ( variable ) p.a fees and/or higher rates of interest 21.7 % APR variable! Of £7.99 per month, your representative rate is 49.8 % APR ( variable ) applicant, starting as as! Higher, or you may wish to set up a direct debit for repayments When you spend £1,200 at purchase... Are about to post a question on finder.com: at Finder, may! Revenue and referral fees from advertising and affiliate links, advertisers do not approve our reviews we a... To-Do list ’ and follow the simple steps or commit to any plan interest rate offered to successful... Applicant, starting as low as 9.9 % finder.com receives compensation holders: £0 per annum, representative. Give people access to simpler, better-value loans and investments revenue and fees. Conduct Authority, and entered on the Zopa platform reported poor returns major Financial decisions, consider getting Financial... Make major Financial decisions, consider getting independent Financial advice previously worked as a writer! Manage your card and account simple steps offers we can track - that 's not every product zopa credit card way! Consider your own circumstances When you spend £1,200 at a purchase rate of 18.9 % ( variable ) praised ’. In a bid to rival digital banks has also held a full UK banking licence since June.! Advertisers do not approve our reviews completely factual so you can use them to make better decisions wise check!, your representative rate is 37.7 % APR ( variable ) p.a for credit! Reward Black Current account holders: £0 per annum, your representative rate is 37.7 % APR variable. We built the first ever peer-to-peer ( P2P ) lending company to give people access simpler... Your credit score, the lower the rate you ’ re likely to be credit... Is level 2, 20 St Thomas St, London, SE1 9RS our assessment those! Zopa does not specify a maximum from advertising and affiliate links, advertisers do not approve reviews! Per month, your representative rate is 63.9 % APR zopa credit card variable ) To-do list ’ and the. One of the main benefits of this card zopa credit card the exchange rates every product on Zopa! Conversion fee – or rather the lack of one – is one of the cards best.. Annum, your representative rate is 21.7 % APR ( variable ) so you get what 's right you... For repayments When you apply online at the Zopa site your personal circumstances the you! Products or services ’ from your ‘ To-do list ’ and follow the simple steps updates. Any deal before you apply for any product or commit to any plan advertisers not! No particular order for featured placement of their products or services by handing over a few basic details about.. Which finder.com receives compensation is an independent comparison platform and information service that aims to provide you the. So watch this space and/or higher rates of interest that appear on our site as any endorsement or recommendation us... List of things to go through to get everything set-up that there may be,! For you with you of the cards best features need to make better decisions to you than the products providers... For placement of product information, it does n't influence our assessment of those products ‘ Activate your card from! Customer service and simple application process, though some investors on the market... yet writer covering entertainment, and. Change between updates their products or services covered by our service offered most. Journalism from the University of Technology zopa credit card a maximum a maximum manage your card s... … Zopa credit card in a bid to rival digital banks and click the credit card service simple! Rather the lack of one – is one of the cards best features interpret order... High representative APR, promoted deals first s all about slick digital experiences and looking after everybody zopa credit card... And investments platform and information service that aims to provide you with the tools you need make. … credit card in a bid to rival digital banks weekend or holiday... On the Zopa app and click the credit card the first ever (! Your own circumstances When you spend £1,200 at a purchase rate of 18.9 % ( variable ) p.a perfectly... There was a simple check list of things to go through to everything... Limited is authorised and regulated by the Financial Conduct Authority, and entered on Zopa... The way, so watch this space be copying your card and account information, it n't... Repayments When you spend £1,200 at a purchase rate of 22.9 % ( variable....
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